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Don't be fooled by the ads, "good credit"? you will need a score well above 700 and little if any activity that is deemed negative to gain approval from this lender. Maybe they've been burned too many times by "car auction dreamer guy" who can't keep up the...
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JJBestBanc
JJBestBanc

J.J. Best Banc & Co. is not a traditional automotive lender but a collector car lender. Approving a loan on a specialty collectible vehicle is not solely based on a credit sco...

Anonymous
Anonymous

I have a 646 score and I was approved.

#629150
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Stay away from this company they are a bunch of scam artists and will bs and lie to you about actual rates and terms after making you jump thru multiple hoops for weeks then do the old bait and switch to hit you with a high interest rate after being pre approved with a...
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JJBestBanc
JJBestBanc

J.J. Best Banc & Co. approves a customer based on the information that is provided to us during the initial application. Rates, terms & approvals may change if the inform...

Anonymous
Anonymous

I applied for a loan from JJBest and have been ignored with no answer of approval or denial. Be careful as others have written negative comments about this lender. JJBest are ...

1.2
#573579
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after applying for a pre approval on a small amount, I was notified by my credit monitoring company that my credit report had an inquiry. I was expecting some reply from jj best. I received non. No email, no call, nothing in writing. Consumer credit laws require a...
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JJBestBanc
JJBestBanc

J. J. Best Banc & Co. immediately notifies every customer by email, phone and/or mail on the decision of the application. J.J. Best Banc & Co. maintains a database with a date...

#545493
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JJ Best Banc Car Financing Review

JJ BEST BANC
#960043
I was denied with a score of 750.
Comment
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hi I recently applied for a loan my name is Eduardo Gutierrez I want jj best to contact me but no Matt the loan officer don't like his attitude
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JJBestBanc
JJBestBanc

J. J. Best Banc & Co. employees are trained, well-mannered and courteous. We’re sorry that Mr. Eduardo Gutierrez had a bad experience with us. We do our best to make sure all ...

Mirandaaa
Mirandaaa

Contact the state regulator. Just google and I'm sure you'd find the # and they can take care of whatever, because the state handles all the loan officers regulations. But I w...

#542332
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I entered into a contract to purchase a 70's Buick from a dealer affiliated with JJ- I put down an initial 10% on a credit card, then wanted to add cash- that's where the C.F. started. After I paid an additional 30% by cashiers check, my loan ( which had already been...
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JJBestBanc
JJBestBanc

J. J. Best Banc & Co. is not affiliated with dealers, we are a federally regulated and licensed lender. We are have no knowledge of “Albany Corp.” who they are, or what they d...

Anonymous
Anonymous

do yourself a favor

1.0
#536361
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I tried to bid on a vehicle JJ Best are selling on Ebay but, because I live outside USA and JJ Best "didn't want to ship the vehicle to me" my bid couldn't be placed. I emailed them pointing out that I intended to collect the vehicle, but didn't get a response. I...
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JJBestBanc
JJBestBanc

J. J. Best Banc & Co. is a nationally licensed finance company, we do not sell vehicles. Unfortunately we are not familiar with specific policies on Ebay but as they are an in...

Anonymous
Carsguru

this comment is a bit confusing. I have used JJ best before with great success. They are not a shipping company, so unsure what is meant by your complaint.

#505059
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After finding my perfect car the dealer contacted them for me to get a loan of $5000 since I put a large amount of $10,000 as a down payment. They said everything was great just had to sign the paper work and send it in. Well after sending the paperwork in 3 TIMES...
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JJBestBanc
JJBestBanc

The minimum loan amount J. J. Best Banc & Co. provides our borrowers is $6,000.00. J.J. Best Banc & Co. apologizes for any miscommunication as we try to make our application p...

Anonymous
Anonymous

I'd say the two comments with a positive story smell like fakes.

#484296
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I completed an online application and I got an automatic email that someone would be contacting me shortly regarding loan decision but that never happened. Instead I had to call 6 hours later to be told that my application was denied. According to Lenny (loan officer)...
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JJBestBanc
JJBestBanc

J.J. Best Banc & Co. does require a minimum of 10% down on all loans. A customer may be required to provide a higher down payment of 20-30% at the edge of our lending profile ...

Anonymous
lendernation

why would you complain that you were denied? isn't that embarrassing?

#475511
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I want to list five reasons why I believe you should avoid this company. Though I have many more reasons, I will only list five. To provide a little back ground information about myself. I have over 10 years of experience in banking and financial services. I previously...
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JJBestBanc
JJBestBanc

Every credit bureau has different score cards, J. J. Best Banc & Co. uses an auto specific scorecard, which is different from what you may see on an online credit monitoring c...

Anonymous
Anonymous

For someone that handle's "other people's finances" I would be scared. If you don't even know the basics. And a $500 secured loan? Is that supposed to be impressive? Your r...

#446158
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I have a 720 credit rating and was told I would only qualify for an 80% loan due to my low credit rating??? So I took the money out of my savings account and gave the seller a Bank of America cashiers check for the payoff. JJ Best, after blaming the delay on several...
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JJBestBanc
JJBestBanc

Unfortunately J. J. Best Banc & Co. cannot control DMV state procedures on releasing title (we truly wish we could), once a lien is released we no longer have control over the...

Anonymous
jj best

jj best is answering this by explaining the process the payoff check is sent to the bank who has the lien they process the check [1day] they wait for the check to clear [3 ...

#436024
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