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I completed an online application and I got an automatic email that someone would be contacting me shortly regarding loan decision but that never happened. Instead I had to call 6 hours later to be told that my application was denied.

According to Lenny (loan officer) their minimum credit score is 670 and my score was a 667. He told me the only way they could approve my application was if I gave 20% down. NO THANKS!!! Don't waste your time with this bank...not very helpful or courteous.

I'm glad I didn't give them my business. Too bad I didn't listen to other reviews and now I have a hard hit on my credit report.

Location: San Antonio, Texas

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Garren Yiq

J.J. Best Banc & Co.

does require a minimum of 10% down on all loans. A customer may be required to provide a higher down payment of 20-30% at the edge of our lending profile for us to provide an approval, this is based on the credit profile, purchase price, income status, type of collateral and the accuracy of information provided to us.

Guest

why would you complain that you were denied? isn't that embarrassing?

Guest
reply icon Replying to comment of Guest-818380

you do know this is a review site right? and explaining his experience is what the site is designed for...so, arent you embarrassed for asking a *** question?

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