JJ BEST BANC

At the end of February 2018 I was shopping for a new collector car. I found a 2002 Z28 Camaro in Jasper Tx that had 6600 miles on it and had been pretty much stored and only used for Parades and Car shows in its life.

The car was so new it smelled like it came out of the factory that week. I contacted JJ Best and arranged for a loan so that I could buy the car paying cash then put 90% of my money back into the bank. I got approval for the loan and my credit score was 748 at the time. I bought the car and put it in my garage, the next week I got sent overseas on a 4 month job.

I got back in June and contacted JJ Best to complete the refinance of the car and all of a sudden they are claiming that my credit score dropped to 686 and that they would only cover 80% of the value of the car that I bought as an investment only. I contacted my credit union and found that JJ Best had shopped my loan and they dropped my credit score to 717, not 686. They refused to honor the deal we made for the car and they increased the interest rate on top of that. They are shear con artist and their rates are nuts.

The guy running the show, Lennie, is the biggest crook of them all. DO not do any business with these guys.

First time trying with jj worst bank i was denied for low credit which is understandable. I was told i needed a co signer and things would be different!

Second try i got pre appoved with my co signer then was told i would be called the next day. Never got a call! Had to call on my own just to be told they’re still reviewing cause my co-signer lived 2 hours away lmao, and that they’ll call me the next day. Next day still no call, so i called and was told i got denied but the guy i spoke to really couldn’t understand why.

Living in two different states were not against their rules so we both were cluless!

My co-signers credit score is a whooping 802 so i really don’t understand? But who can explain to me if jj worst bank cant?????

JJ Best is Great ..I couldn't find a bank anywhere that would over what JJ Best offers. I have used them 3 times, very convenient and aggressive rates for hot rods, and classic cars.

They also verify the title is clean ...Will use again! Andrew from California, I financed 2 Camaros and a 32 street rod, each time got easier and easier and always work with the same guy, I also went through hagerty insurance which is great aswell! I have also made some good profit on some purchases I have made over the years, look forward to using them again and recommended to friends!!

I am a happy consumer, makes buying classics super easy and fun..trying to teach my son to take over the hobby! Andrew from Cali

Was approved by JJ Best Banc. Received the loan contract and agreement.

Sign the paperwork and got it notarized and sent it back. Few days later they needed additional documentation and wanting me to jump through hoops.

I called lightstream bank right away and was approved that same day and had the funds in my account the next.

JJ Best is a waste of time and a huge disappointment.

On top of that they want me to pay for the appraisal and cancellation fee.

Beware of this Micky Mouse bank. Their whole loan process might take 2 weeks to fund you, that is ridiculous, and a waste of time.

Save your self the trouble and hit on your credit score

Applied for a loan. everything seemed to be ok but when I received the paperwork and check to purchase the car my 22000 loan suddenly became a over 30000 loan over the life of the loan.

When I contracted the agent(Ryan) he told me "Well keep the car from a little while and sell it". I wanted to keep the car not sell it. If I decided to sell it later I would have to list it for 30 grand or more just to break even.

If he would have told me this up front I would not have wasted my time and his and ended it right there and then. I'm so DONE with these guys.

Applied online for a loan never received call back waited 3 days then I called talked to a lady and had me fax pay stubs and taxes , she advised me I was approved with 20% down , so I contacted dealer where the vehicle was at and made the deal with sales and I sent deposit and gave them jj best info about my approved loan . 1 hour later sales calls me and says I was denied the loan, called jjs best again and was told they would've approved my loan lol under writer changed he's mind , my credit is 715 no debt an paid off auto loan .

Argued for a few minutes then just cancelled everything there liars and there customer service is unbelievable WILL NEVER USE OR RECOMMEND ANYONE TO USE THEM!!! Trash!!